三井住友銀行のカードローン-SMBCのカードローン・ローン

Apply for a card loan from Sumitomo Mitsui Banking Corporation anytime, anywhere with the official SMBC card loan app. Designed for easy use by everyone, this app lets you manage your finances on your own schedule—no need for an existing bank account to apply.

Quick access to essential loan information keeps you in control. View your remaining balance, available loan amount, repayment due date, and monthly payment at a glance from the home screen. Check your full transaction history whenever you need it. Biometric authentication adds a layer of security while keeping login fast and hassle-free.

Applying for a new card loan takes just a few steps and works 24 hours a day, 365 days a year. Upload identification documents directly through the app—simply photograph your driver's license or other required ID and submit instantly. For existing cardholders, submit income certificates with the same ease. Planning matters: use the repayment simulation tool to explore different borrowing scenarios, calculate monthly payments, and understand your repayment timeline before you borrow.

Managing an active loan becomes straightforward. Review your contract details, check repayment schedules, and adjust your contract limit between 100,000 and 8 million yen (subject to screening). If you need funds quickly, borrow by transfer directly to your own account at any bank—existing customers can access this feature after completing a simple setup process. Locate a nearby Sumitomo Mitsui Banking Corporation branch or ATM using the store search feature whenever you need to visit in person.

三井住友銀行のカードローン-SMBCのカードローン・ローン brings banking convenience to your pocket. Whether you're planning ahead, managing current debt, or exploring options during an unexpected need, this official app delivers the tools of a major bank's lending platform without requiring an existing relationship with the bank. Download today and take control of your card loan on your terms.